The Richard Allan Bodine Lounge... have a drink and talk about whatever you'd like
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Yes, it seems likely that the consumer proposal will be the way to go. I doubt they could get a consolidated loan - they had one a few years ago, and paid it back on time, but this time it's a LOT more money and I doubt the bank would think they're a good risk.
Boinkity_Boink isn't much of an idiot